Camden County and Waterford Township property record for 374 Sapling Way, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 2,274 sqft · built 1998 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,425 (Apr 1998) |
| Tax Bill | $9,936 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00502-0000-00218 |
| Primary APN | 35-00502-0000-00218 |
|---|---|
| Alternative APN |
|
| Building Area | 2,274 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Old Parcel Number | 3500401000000035 |
|---|---|
| Street Address | 374 SAPLING WAY |
| City | ATCO |
| State | NJ |
| Zip | 08004-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | GIBERSON TR SEC 02 |
| Legal Block | 502 |
| Legal Lot Number | 218 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 608901 |
374 Sapling Way is owned and occupied by two individuals who bought it in April 1998.
Source: Camden County and Waterford Township records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 374 SAPLING WAY, ATCO, NJ 08004-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1998 · Amount on File |
| Deed Sale | Apr 27, 1998 · Amount on File |
| Deed Book / Page | 4945 / 165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 374 SAPLING WAY, ATCO, NJ 08004-1933 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000018250 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 12309/1465 |
| Instrument | 2023018250 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 374 SAPLING WAY, ATCO, NJ 08004-1933 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000018259 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 12309/1503 |
| Instrument | 2023018259 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 24, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 374 SAPLING WAY, ATCO, NJ 08004-1933 |
| Document Number | 0000088861 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 374 SAPLING WAY ATCO NJ 080041933, ATCO, NJ 08004-1933 |
| Document Number | 0000088861 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 011284/000074 |
| Instrument | 88861 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 16, 2039 |
The 2025 property tax bill for 374 Sapling Way was $9,936, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,900 (-) Land $45,400 Building $172,500 | $217,900 (-) Land $45,400 Building $172,500 | |
| 2025 | $9,936.00 (+3.5%) | $217,900 Land $45,400 Building $172,500 | $217,900 Land $45,400 Building $172,500 |
| 2024 | $9,600.00 | ||
| 2023 | $217,900 Land $45,400 Building $172,500 | $217,900 Land $45,400 Building $172,500 | |
| 2022 | $8,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 374 Sapling Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 374 Sapling Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures