370 Vista Baya, Newport Beach, CA 92660 Property Records

Orange County property record for 370 Vista Baya, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,774 sqft · built 1960
Lot Size	0.186 acres (8,113 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Jul 2022)
Tax Bill	$19,176 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`426-091-46`

Property Details

APN / Parcel Number

Primary APN	`426-091-46`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,774 sqft Living Area
1st Floor Area	2,774 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,113 sqft (0.186 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	370 VISTA BAYA
City	NEWPORT BEACH
State	CA
Zip	92660-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2609 BLK LOT 6
Legal Subdivision	TRACT NO. 2609
Legal Tract	2609
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63103

Owner

370 Vista Baya is owned and occupied by two individuals who bought it in July 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 5, 2022	Grant Deed, Transfer · Stand-Alone Second Mortgage SELMANSON FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Jan 19, 1994
Deed Document Number	2022236152
Prior Transfer Date	Jan 11, 1994
Prior Transfer Doc	0000114362
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 13, 2026
Property Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634
Document Number	0000104528
Instrument Date	Apr 6, 2026
Instrument	2026104528
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634

Mortgage

Document Number	0000104528,
Date	Apr 13, 2026
Instrument	2026104528

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634

Mortgage

Document Number	0000146504
Date	Jun 20, 2023
Instrument	2023000146504

Lender

Name	US BANK NA
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 5, 2022
Property Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634
Document Number	0000236152
Map Reference	MB 80 PG 35
Instrument Date	Jun 23, 2022
Instrument	2022000236152
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	370 VISTA BAYA, NEWPORT BEACH, CA 92660-3634

Mortgage

Document Number	0000236153
Date	Jul 5, 2022
Instrument	2022000236153

Lender

Name	SELMANSON FAMILY TRUST
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 370 Vista Baya was $19,176, up 5.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,760,903 (+2%) Land $1,250,970 Building $509,933
2025	$19,176.00 (+5.22%)	$1,726,376 Land $1,226,441 Building $499,935
2024	$18,225.00 (+3.45%)
2023	$17,618.00 (+484.34%)	$1,592,959 Land $1,178,816 Building $414,143
2022	$3,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 370 Vista Baya in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 370 Vista Baya has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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