25 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 25 E Main St, Old Fort, NC 28762

Property Summary

Property Type	Commercial
Details	2 ba · 1,080 sqft · built 1925
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2019)
Tax Bill	$443 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0659-06-49-7173`

Property Details

APN / Parcel Number

Primary APN	`0659-06-49-7173`
Alternative APN	`70616`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Total Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	100 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	70616
Street Address	25 E MAIN ST
City	OLD FORT
State	NC
Zip	28762
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	0.048 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	1
Census Block	1064
Census Tract	970700

Owner

Source: McDowell County records · APN 0659-06-49-7173

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1176, OLD FORT, NC 28762-1176
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Apr 09, 2012
Deed Document Number	0001284572
Deed Book / Page	1284 / 572
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 29, 2019
Property Address	25 MAIN OLD FORT ST, OLD FORT, NC 28762
Document Number	0012840572
Book / Page	001284 / 000572
Instrument Date	Aug 29, 2019
Instrument	4132
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	ORCHARD ST OLD FORT NC 28762, OLD FORT, NC 28762

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Old Fort Town
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00 (+3.02%)	$65,440 (-) Land $25,000 Building $40,440
2023	$430.00	$65,440 Land $25,000 Building $40,440	$65,440 Land $25,000 Building $40,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1983–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF OLD FORT serves 1,700 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.