Schenectady County and Schenectady City property record for 37 Chiswell St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,412 sqft · built 1940 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Jul 2024) |
| Tax Bill | $6,192 (2026) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-2-20 |
| Primary APN | 421500 60.55-2-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 606 sqft |
| 2nd Floor Area | 576 sqft |
| Upper Floors Area | 230 sqft |
| Attic | Attic |
| Attic Area | 230 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 246 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 37 CHISWELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PART OF 26 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 N TOLL ST, SCHENECTADY, NY 12302-1520 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2024 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Mar 13, 2024 | Warranty Deed, Transfer SAMUEL BURRUANO LLC |
| Mar 12, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Mar 13, 2024 · Amount on Record |
| Deed Document Number | 202440437 |
| Deed Book / Page | 2133 / 593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 9, 2024 |
| Property Address | 37 CHISWELL ST, SCHENECTADY, NY 12304-3801 |
| Document Number | 0000040437 |
| Book / Page | 2133 / 593 |
| Instrument Date | May 17, 2024 |
| Instrument | 202440437 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SPA CITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 CHARLES ST, SCHENECTADY, NY 12304-2815 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 N TOLL ST, SCHENECTADY, NY 12302-1520 |
| Document Number | 0000040438 |
|---|---|
| Date | Jul 9, 2024 |
| Instrument | 202440438 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 13, 2024 |
| Property Address | 37 CHISWELL ST, SCHENECTADY, NY 12304-3801 |
| Document Number | 0000015045 |
| Book / Page | 2127 / 79 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 202415045 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 HULBERT RD, JOHNSTOWN, NY 12095-4009 |
| Name | Verified Name |
|---|---|
| Address | 1 RALPH ST, SCHENECTADY, NY 12304-4127 |
| Document Number | 0000015052 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 202415052 |
| Name | SAMUEL BURRUANO LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Mar 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 12, 2024 |
| Property Address | 37 CHISWELL ST, SCHENECTADY, NY 12304-3801 |
| Document Number | 0000014968 |
| Book / Page | 2127 / 19 |
| Map Reference | DOC 22022-23 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 202414968 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2165 TECHNOLOGY DR # DR2ND, DR2ND, SCHENECTADY, NY 12308-1143 |
| Name | Verified Name |
|---|---|
| Address | 2165 TECHNOLOGY DRIVE-SECOND FLOOR, 2, SCHENECTADY, NY 12308-1143 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,192.00 (+1.99%) | ||
| 2025 | $6,071.00 (+26.43%) | $125,000 (+25.38%) Land $15,000 Building $110,000 | $206,988 (+64.01%) Land $24,839 Building $182,149 |
| 2023 | $99,700 (-) Land $15,000 Building $84,700 | $126,203 (+3.8%) Land $18,987 Building $107,216 | |
| 2022 | $99,700 Land $15,000 Building $84,700 | $121,585 Land $18,293 Building $103,292 | |
| 2021 | $4,802.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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