Schenectady County and Schenectady City property record for 32 Chiswell St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1946 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Aug 2018) |
| Tax Bill | $5,387 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-3-37 |
| Primary APN | 421500 60.55-3-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 613 sqft |
| 2nd Floor Area | 602 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 CHISWELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | MAP OF LAND BELONGING TO H S WEEKS |
| Legal Block | 3 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Apr 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 201836466 |
| Deed Book / Page | 1993 / 787 |
| Prior Transfer Date | Apr 25, 2017 |
| Prior Transfer Doc | 0000018985 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 15, 2018 |
| Property Address | 32 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Document Number | 0000036466 |
| Book / Page | 001993 / 000787 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 36466 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 N POINTE HALFMOON NY 120654668, HALFMOON, NY 12065-4668 |
| Document Number | 36468 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 004857/000816 |
| Instrument | 36468 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 32 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Document Number | 0000047081 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AAA TITLE COMPANY INC, AAA TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 5 REDWOOD DR SCHENECTADY NY 123024609, SCHENECTADY, NY 12302-4609 |
| Document Number | 0000047081 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 004794/000384 |
| Instrument | 47081 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | MENANDS, NY 12204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 28, 2017 |
| Property Address | 32 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Document Number | 0000018985 |
| Book / Page | 001961 / 000600 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 18985 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 28, 2017 |
| Property Address | 32 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Document Number | 0000018987 |
| Book / Page | 001961 / 000603 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 18987 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 REDWOOD DR SCHENECTADY NY 123024609, SCHENECTADY, NY 12302-4609 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,387.00 (+4.87%) | $106,000 (-) Land $12,000 Building $94,000 | $175,526 (+30.82%) Land $19,871 Building $155,655 |
| 2023 | $106,000 (-) Land $12,000 Building $94,000 | $134,177 (+3.8%) Land $15,190 Building $118,987 | |
| 2022 | $106,000 Land $12,000 Building $94,000 | $129,268 Land $14,634 Building $114,634 | |
| 2021 | $5,137.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures