25 Chiswell St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 25 Chiswell St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,230 sqft · built 1890
Lot Size0.278 acres (12,150 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (May 2015)
Tax Bill$5,723 (2026)
Flood ZoneZone X (minimal risk)
APN421500 60.55-2-22

Property Details

APN / Parcel Number

Primary APN421500 60.55-2-22
Alternative APN
  • 150006005500020220000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area708 sqft
Upper Floors Area522 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area12,150 sqft (0.278 acres)
Lot Dimensions135 ft deep x 90 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area213 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address25 CHISWELL ST
CitySCHENECTADY
StateNY
Zip12304-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description& P/O 23 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3001
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 CHISWELL ST, SCHENECTADY, NY 12304-3801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Prior SaleMay 22, 2015 · Amount on Record
Deed Book / Page1915 / 98
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,723.00 (+2.09%)
2025$5,606.00 (+5.14%)$107,900 (-) Land $16,200 Building $91,700$178,672 (+30.82%) Land $26,826 Building $151,846
2023$107,900 (-) Land $16,200 Building $91,700$136,582 (+3.8%) Land $20,506 Building $116,076
2022$107,900 Land $16,200 Building $91,700$131,585 Land $19,756 Building $111,829
2021$5,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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