Schenectady County and Schenectady City property record for 36 Chiswell St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1905 |
| Lot Size | 0.089 acres (3,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,000 (Jun 2022) |
| Tax Bill | $5,965 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-3-36 |
| Primary APN | 421500 60.55-3-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 540 sqft |
| 2nd Floor Area | 540 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,900 sqft (0.089 acres) |
| Lot Dimensions | 130 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 186 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 36 CHISWELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 27, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Oct 13, 2021 · Amount on Record |
| Deed Document Number | 202233540 |
| Deed Book / Page | 2087 / 278 |
| Last Transfer Date | Sep 10, 2024 |
| Transfer Doc | 0000057372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 36 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|---|
| Address | 10111 116TH ST, JAMAICA, NY 11419-1925 |
| Document Number | 0000033541 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 5236/913 |
| Instrument | 202233541 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 27, 2024 |
| Property Address | 36 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Document Number | 0000057372 |
| Book / Page | 2138 / 599 |
| Map Reference | MB 21 PG 600 |
| Instrument Date | Sep 10, 2024 |
| Instrument | 202457372 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
| Name | Verified Name |
|---|---|
| Address | 36 CHISWELL ST, SCHENECTADY, NY 12304-3802 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,965.00 (+2.04%) | ||
| 2025 | $5,846.00 (+49.86%) | $117,200 (-) Land $14,000 Building $103,200 | $194,072 (+30.82%) Land $23,183 Building $170,889 |
| 2023 | $117,200 (+25.35%) Land $14,000 Building $103,200 | $148,354 (+30.11%) Land $17,721 Building $130,633 | |
| 2022 | $93,500 Land $14,000 Building $79,500 | $114,024 Land $17,073 Building $96,951 | |
| 2021 | $3,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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