Schenectady County and Schenectady City property record for 28 Chiswell St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,142 sqft · built 1905 |
| Lot Size | 0.081 acres (3,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jan 2016) |
| Tax Bill | $6,089 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-3-38 |
| Primary APN | 421500 60.55-3-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Total Area |
| 1st Floor Area | 1,071 sqft |
| 2nd Floor Area | 1,071 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,540 sqft (0.081 acres) |
| Lot Dimensions | 118 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 CHISWELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3802 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 MARRIOTT AVE, SCHENECTADY, NY 12304-1909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2016 · Amount on Record |
| Deed Sale | Jan 4, 2016 · Amount on Record |
| Deed Document Number | 2016109 |
| Deed Book / Page | 1928 / 870 |
| Prior Transfer Date | Nov 4, 2008 |
| Prior Transfer Doc | 1793000020 |
| Record Updated | Oct 29, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,089.00 (+3.31%) | ||
| 2025 | $5,894.00 (+7.75%) | $97,400 (-) Land $14,600 Building $82,800 | $161,285 (+30.82%) Land $24,176 Building $137,109 |
| 2023 | $97,400 (-) Land $14,600 Building $82,800 | $123,291 (+3.8%) Land $18,481 Building $104,810 | |
| 2022 | $97,400 Land $14,600 Building $82,800 | $118,780 Land $17,805 Building $100,975 | |
| 2021 | $5,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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