Schenectady County and Schenectady City property record for 45 Chiswell St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1915 |
| Lot Size | 0.098 acres (4,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Jun 2022) |
| Tax Bill | $3,666 (2026) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.55-2-18 |
| Primary APN | 421500 60.55-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,290 sqft (0.098 acres) |
| Lot Dimensions | 130 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 198 sqft |
| Porch | Porch |
| Porch Area | 184 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 CHISWELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PTS OF 64 AND 65 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CHISWELL ST, SCHENECTADY, NY 12304-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2009 · Amount on Record |
| Deed Document Number | 202229092 |
| Deed Book / Page | 2085 / 812 |
| Prior Transfer Date | Jun 10, 2004 |
| Prior Transfer Doc | 0016800434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 1, 2022 |
| Property Address | 45 CHISWELL ST, SCHENECTADY, NY 12304-3801 |
| Document Number | 0000029092 |
| Book / Page | 2085 / 812 |
| Map Reference | CAB C MAP 242 |
| Instrument Date | May 25, 2022 |
| Instrument | 202229092 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MG TITLE SERVICES, 3G TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 CHISWELL ST, SCHENECTADY, NY 12304-3801 |
| Name | Verified Name |
|---|---|
| Address | 24 KAEHLER LN, BERNE, NY 12023-2929 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,666.00 (+2.89%) | ||
| 2025 | $3,563.00 (+29.94%) | $64,900 (-) Land $9,700 Building $55,200 | $107,468 (+30.82%) Land $16,062 Building $91,406 |
| 2023 | $64,900 (-) Land $9,700 Building $55,200 | $82,152 (+3.8%) Land $12,278 Building $69,874 | |
| 2022 | $64,900 Land $9,700 Building $55,200 | $79,146 Land $11,829 Building $67,317 | |
| 2021 | $2,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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