37 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 37 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,735 sqft · built 2019
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571772`

Property Details

APN / Parcel Number

Primary APN	`0361571772`
Alternative APNs	`470820` `873803`

Interior

Stories	1 Story
Building Area	2,735 sqft Living Area
1st Floor Area	2,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	23,522 sqft (0.539 acres)
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	590 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	873803
Street Address	37 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 005, LOT 0006, 0.540AC 0.540AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	5
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3016
Census Tract	20201

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 CEDRO CIR, BELTON, TX 76513-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU
Apr 6, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage BANK OF OK
Jul 2, 2019	Deed with Mortgage, Construction Loan · Construction Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020
Deed Sale	Apr 6, 2020
Deed Document Number	2020016695
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	37 CEDRO CIR, BELTON, TX 76513-8538
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031617
Date	Jul 17, 2023
Instrument	2023031617

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Apr 6, 2020
Property Address	37 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000016695
Instrument Date	Apr 6, 2020
Instrument	16695
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 CEDRO CIR BELTON TX 765138538, BELTON, TX 76513-8538

Mortgage

Document Number	16696
Date	Apr 6, 2020
Instrument	16696

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

July 2019: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	BELL TX
Recording Date	Jul 2, 2019
Property Address	37 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000028750
Book / Page	010905 / 000651
Instrument Date	Jun 26, 2019
Instrument	28750
Transaction Type	Construction Loan
Record Updated	Jul 30, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220

Mortgage

Document Number	28751
Date	Jul 2, 2019
Book Page	010905/000651
Instrument	28751

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$688,967 Land $70,567 Building $618,400	$688,967 Land $70,567 Building $618,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink, Spectrum, T-Mobile.

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