3681 E Ryan St, Inverness, FL 34453 Property Records

Citrus County property record for 3681 E Ryan St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 2006
Lot Size	0.22 acres (9,618 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Jan 2018)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0030-00990-076.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-00990-076.0`
Alternative APNs	`0219S19E0030009900760` `1648017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,618 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1648017
Old Parcel Number	0219S19E0030009900760
Street Address	3681 E RYAN ST
City	INVERNESS
State	FL
Zip	34453-0456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 3 PB 2 PG 103 LOTS 76 77 78 & 79 BLK 99
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	99
Legal Lot Number	76-79 77
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1102
Census Tract	450705

Owner

Source: Citrus County records · APN 19E-19S-02-0030-00990-076.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3681 E RYAN ST, INVERNESS, FL 34453-0456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Aug 19, 2004 · Amount on Record
Deed Document Number	2018001512
Deed Book / Page	2874 / 0480
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 10, 2018
Property Address	3681 E RYAN ST, INVERNESS, FL 34453-0456
Document Number	0028740480
Book / Page	002874 / 000480
Instrument Date	Jan 10, 2018
Instrument	1512
Transaction Type	Transfer
Record Updated	Feb 02, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$944.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3681 E RYAN ST INVERNESS FL 344530456, INVERNESS, FL 34453-0456

Mortgage

Document Number	28740482
Date	Jan 10, 2018
Book Page	002874/000482
Instrument	1513

Lender

Name	DEPARTMENT OF HSNG SVCS
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Jan 09, 2051

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+6.8%) Homeowner's exemption Additional exemption filed	$189,070 (-0.94%) Land $8,560 Building $180,510	$189,070 (-0.94%) Land $8,560 Building $180,510
2024	$1,324.00 (+3.12%) Homeowner's exemption Additional exemption filed	$190,865 (-3.41%) Land $7,440 Building $183,425	$190,865 (-3.41%) Land $7,440 Building $183,425
2023	$1,284.00 (+6.82%) Homeowner's exemption Additional exemption filed	$197,609 (+18.52%) Land $6,800 Building $190,809	$197,609 (+18.52%) Land $6,800 Building $190,809
2022	$1,202.00 Homeowner's exemption Additional exemption filed	$166,727 Land $4,400 Building $162,327	$166,727 Land $4,400 Building $162,327

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 161 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INVERNESS WATER DEPT serves 7,194 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.