3650 E Ryan St, Inverness, FL 34453 Property Records

Citrus County property record for 3650 E Ryan St, Inverness, FL 34453 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,357 sqft Living Area
Lot Size	38,420 sqft (0.882 acres)
Occupancy	Owner Occupied
Last Sale	$169,000 (2018)
Tax Bill	$1,467.00 (2024)

Owner

Source: Citrus County records · APN 19E-19S-02-0030-01000-0440

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3650 E RYAN ST, INVERNESS, FL 34453-9782
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Apr 01, 2013 · Amount on Record
Deed Doc Number	201857106
Deed Book / Page	2939 / 20
Prior Transfer Date	Jan 22, 2007
Prior Transfer Doc	0020921854
Record Refreshed	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 13, 2018
Property Address	3650 E RYAN ST, INVERNESS, FL 34453-9782
Document Number	0029390020
Book / Page	2939 / 0020
Map Reference	MB2 PG103-108
Instrument Date	Nov 06, 2018
Instrument	2018057106
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	EXPRESS TITLE SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3650 E RYAN ST, 3650, INVERNESS, FL 34453-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3650 E RYAN ST, INVERNESS, FL 34453-9782

Mortgage

Document Number	2018057107
Date	Nov 13, 2018
Instrument	2018057107

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+6.48%) Homeowner's exemption	$132,571 (-38.27%)	$215,482 (+0.34%) Land $29,960 Building $185,522
2024	$1,467.00 (+2.95%) Homeowner's exemption Additional exemption filed	$214,755 (-0.19%) Land $26,040 Building $188,715	$214,755 (-0.19%) Land $26,040 Building $188,715
2023	$1,425.00 (+6.9%) Homeowner's exemption Additional exemption filed	$215,159 (+17.44%) Land $23,800 Building $191,359	$215,159 (+17.44%) Land $23,800 Building $191,359
2022	$1,333.00 Homeowner's exemption Additional exemption filed	$183,200 Land $15,400 Building $167,800	$183,200 Land $15,400 Building $167,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-01000-0440`
Alternative APNs	`0219S19E0030010000440` `3384968`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,357 sqft Living Area
Gross Area	1,877 sqft Gross Area
1st Floor	1,357 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	38,420 sqft (0.882 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch	Finished/Screened Porch
Porch Area	205 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3384968
Street Address	3650 E RYAN ST
City	INVERNESS
State	FL
Zip	34453-9782
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INVERNESS HGLDS UNIT 3 PB 2 PG 103 LOTS 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 & 59 BLK 100 TITLE IN OR BK 1226/1684 & OR BK 1249/1095 & OR BK 1810/260 & OR BK 2092/1854&1857 & OR BK 2552 PG 1805
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	100
Legal Lot Number	44
Legal Unit	3
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1105
Census Tract	450705