Walton County property record for 366 Bay Tree Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,601 sqft · built 2001 |
| Lot Size | 0.111 acres (4,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jun 2026) |
| Tax Bill | $1,517 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-2S-21-42406-000-0100 |
| Primary APN | 28-2S-21-42406-000-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 1,601 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,835 sqft (0.111 acres) |
| Lot Dimensions | 76 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 366 BAY TREE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 TREETOPS AT BAYSIDE PHASE II PB 12-9 OR 2329-1793 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | BAYSIDE PHASE II |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
Source: Walton County records · APN 28-2S-21-42406-000-0100
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 BLUEBEECH ST, FREEPORT, FL 32439-0268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Jun 05, 2026 | Correction Deed, Transfer PANHANDLE TITLE INC, PANHANDLE TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Jun 06, 2001 · Amount on Record |
| Deed Document Number | 202623184 |
| Deed Book / Page | 3401 / 658 |
| Prior Transfer Date | Jun 03, 2026 |
| Prior Transfer Doc | 0000023182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 05, 2026 |
| Property Address | 366 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865 |
| Document Number | 0000023184 |
| Book / Page | 3401 / 658 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202623184 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | PANHANDLE TITLE INC, PANHANDLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307,545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BLUEBEECH ST, FREEPORT, FL 32439-0268 |
| Document Number | 0000023185, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202623185 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 05, 2026 |
| Property Address | 366 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865 |
| Document Number | 0000023182 |
| Book / Page | 3401 / 655 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202623182 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | PANHANDLE TITLE INC, PANHANDLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 366 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,517.00 (+2.29%) Homeowner's exemption Disabled Person's exemption | $211,585 (-52.08%) | $411,924 (-6.7%) Land $85,000 Building $326,924 |
| 2024 | $1,483.00 (+4.44%) | ||
| 2023 | $1,420.00 (-1.18%) Homeowner's exemption | $441,511 (+9.33%) Land $53,735 Building $387,776 | $441,511 (+9.33%) Land $53,735 Building $387,776 |
| 2022 | $1,437.00 Homeowner's exemption | $403,834 Land $59,646 Building $344,188 | $403,834 Land $59,646 Building $344,188 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: LiveOak Fiber, Lumen Technologies, Mediacom Communications, Wildstar Networks.
Based on FCC filings for 337 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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