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370 Bay Tree Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 370 Bay Tree Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 2001
Lot Size0.099 acres (4,312 sqft)
Owner2 Individual Names on Record
Last Sale$26,200 (Sep 2024)
Tax Bill$2,744 (2025)
Deeds & MortgagesNov 2022 Transfer
Dec 2022 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN28-2S-21-42406-000-0110

Property Details

APN / Parcel Number

Primary APN28-2S-21-42406-000-0110
Alternative APNs
  • 28-221-42406-000-0110
  • 1060594

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,684 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,684 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,312 sqft (0.099 acres)
Lot Dimensions111 ft deep x 39 ft wide
Garage TypeAttached
Garage Area460 sqft
PorchEnclosed/Finished Porch
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address370 BAY TREE DR
CityMIRAMAR BEACH
StateFL
Zip32550-7865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLOT 11 TREETOPS AT BAYSIDE PHASE II PB 12-9 OR 2319-1060 OR 2888-4527 OR 3158-4441 OR 3161-4334 OR 3273-3022 OR 3274-2666
Legal Range021
Legal Township02S
Legal Section28
Legal SubdivisionBAYSIDE PHASE II
Legal Phase2
Legal Block1
Legal Lot Number11
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2006
Census Tract950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address366 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Dec 2, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 30, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleSep 9, 2020 · Amount on Record
Deed Document Number202433040
Deed Book / Page3336 / 2753
Prior Transfer DateNov 16, 2022
Prior Transfer Doc0032733022
Record UpdatedSep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateNov 21, 2022
Property Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number0032733022
Book / Page3273 / 3022
Map ReferenceMB 12 PG 9&9A
Instrument DateNov 16, 2022
Instrument20220050676
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1225 W BEACH DR, PANAMA CITY, FL 32401-2128

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateDec 2, 2022
Property Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number0032742666
Book / Page3274 / 2666
Map ReferenceMB 12 PG 9&9A
Instrument DateNov 15, 2022
Instrument20220051913
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 30, 2020
Property Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number0031614334
Book / Page003161 / 004334
Instrument DateSep 26, 2020
Instrument38305
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 BAY TREE DR MIRAMAR BEACH FL 325507865, MIRAMAR BEACH, FL 32550-7865

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 9, 2020
Property Address370 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number0031584441
Book / Page003158 / 004441
Instrument DateSep 2, 2020
Instrument34927
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 BAY TREE DR MIRAMAR BEACH FL 325507865, MIRAMAR BEACH, FL 32550-7865

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,744.00 (+2.35%)$361,779 (-25.62%)$449,622 (-7.56%) Land $85,000 Building $364,622
2024$2,681.00 (+4.2%)
2023$2,573.00 (-6.67%) Homeowner's exemption$486,376 (+9.65%) Land $53,735 Building $432,641$486,376 (+9.65%) Land $53,735 Building $432,641
2022$2,757.00 Homeowner's exemption$443,560 Land $59,646 Building $383,914$443,560 Land $59,646 Building $383,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.

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