340 Bay Tree Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 340 Bay Tree Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 2000
Lot Size0.146 acres (6,403 sqft)
OwnerOwner Name on File
Last Sale$255,000 (Dec 2014)
Tax Bill$3,850 (2024)
Flood ZoneZone X (moderate risk)
APN28-2S-21-42406-000-0070

Property Details

APN / Parcel Number

Primary APN28-2S-21-42406-000-0070
Alternative APN
  • 1060590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,687 sqft Living Area
Gross Area2,416 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.146 acres)
Lot Dimensions10 ft deep x 6.4 ft wide
Garage TypeFinished
Garage Area437 sqft
PorchPorch
Porch Area292 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1060590
Street Address340 BAY TREE DR
CityMIRAMAR BEACH
StateFL
Zip32550-7865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 TREETOPS AT BAYSIDE PHASE II PB 12-9 OR 2186-199 OR 2397-1959 OR 2966-3406
Legal Range21W
Legal Township02S
Legal Section28
Legal SubdivisionTREETOPS AT BAYSIDE
Legal Phase2
Legal Lot Number7
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2006
Census Tract950609

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address340 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2014 · Amount on Record
Deed SaleDec 15, 2014 · Amount on Record
Prior SaleApr 22, 2002
Deed Document Number0029663406
Deed Book / Page2966 / 3406
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$419,826 (-6.94%) Land $85,000 Building $334,826$419,826 (-6.94%) Land $85,000 Building $334,826
2024$3,850.00 (+8.36%)
2023$3,553.00 (+7.37%)$451,117 (+9.4%) Land $53,735 Building $397,382$451,117 (+9.4%) Land $53,735 Building $397,382
2022$3,309.00$412,342 Land $59,646 Building $352,696$412,342 Land $59,646 Building $352,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: LiveOak Fiber, Lumen Technologies, Mediacom Communications, Wildstar Networks.

Nearby Properties on Bay Tree Dr

Nearby Streets

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