316 Bay Tree Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 316 Bay Tree Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1999
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Mar 2018)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-2S-21-42406-000-0050`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42406-000-0050`
Alternative APNs	`28-221-42406-000-0050` `1060588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,441 sqft
1st Floor Area	1,757 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished Screened Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 BAY TREE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 TREETOPS AT BAYSIDE PH 2 PB 12-9 OR 2164-378 OR 2492-1153 OR 2645-1842 OR 2682-3408 OR 2688-142 OR 2840-4358 OR 2845-4925 OR 2967-1536 OR 3067-1073 OR 3350-257
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	BAYSIDE PH 2
Legal Phase	2
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	20187176
Deed Book / Page	3067 / 1073
Last Transfer Date	Feb 13, 2025
Transfer Doc	0033500257
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 6, 2018
Property Address	316 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number	0030671073
Book / Page	003067 / 001073
Instrument Date	Mar 2, 2018
Instrument	7176
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 BAY TREE DR MIRAMAR BEACH FL 325507865, MIRAMAR BEACH, FL 32550-7865

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,470.00 (+2.11%)	$317,039 (-35.02%)	$451,414 (-7.48%) Land $85,000 Building $366,414
2024	$2,419.00 (+4.09%)
2023	$2,324.00 (-0.39%) Homeowner's exemption	$487,887 (+9.7%) Land $53,735 Building $434,152	$487,887 (+9.7%) Land $53,735 Building $434,152
2022	$2,333.00 Homeowner's exemption	$444,756 Land $59,646 Building $385,110	$444,756 Land $59,646 Building $385,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.