352 Bay Tree Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 352 Bay Tree Dr, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 2000
Lot Size	0.146 acres (6,403 sqft)
Owner	Company Name on File
Last Sale	$356,000 (Dec 2020)
Tax Bill	$1,907 (2024)
Deeds & Mortgages	Oct 2024 Transfer Dec 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`28-2S-21-42406-000-0080`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42406-000-0080`
Alternative APN	`1060591`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	2,378 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)
Lot Dimensions	10 ft deep x 6.4 ft wide
Garage Type	Finished
Garage Area	460 sqft
Porch	Porch
Porch Area	276 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1060591
Street Address	352 BAY TREE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 TREETOPS AT BAYSIDE PH 2 PB 12-9 OR 2204-148 OR 2912-3561 OR 3048-2103 OR 3172-4189 OR 3338-2019
Legal Range	21W
Legal Township	02S
Legal Section	28
Legal Subdivision	TREETOPS AT BAYSIDE
Legal Phase	2
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

Source: Walton County records · APN 28-2S-21-42406-000-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	352 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 09, 2020	Warranty Deed, Transfer OLD SOUTH LAND TITLE
Jul 31, 2017	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 09, 2020 · Amount on Record
Deed Sale	Dec 09, 2020 · Amount on Record
Prior Sale	Dec 09, 2020 · Amount on Record
Deed Document Number	0031724189
Deed Book / Page	003172 / 004189
Last Transfer Date	Oct 09, 2024
Transfer Doc	0033382019
Record Updated	Jun 08, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 09, 2024
Property Address	352 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number	0033382019
Book / Page	3338 / 2019
Map Reference	MB 12 PG 9&9
Instrument Date	Oct 07, 2024
Instrument	20240035365
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	352 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 09, 2020
Property Address	352 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number	0031724189
Book / Page	003172 / 004189
Instrument Date	Aug 31, 2020
Instrument	50713
Transaction Type	Transfer
Record Updated	Jan 06, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$2,492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	352 BAY TREE DR MIRAMAR BEACH FL 325507865, MIRAMAR BEACH, FL 32550-7865

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 31, 2017
Property Address	352 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number	0030482103
Book / Page	003048 / 002103
Instrument Date	Jul 31, 2017
Instrument	25227
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 518 BLACK MOUNTAIN NC 287110518, BLACK MOUNTAIN, NC 28711-0518

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,378 (-12.07%) Land $85,000 Building $334,378	$419,378 (-12.07%) Land $85,000 Building $334,378
2024	$1,907.00 (+4.15%) Homeowner's exemption	$476,951 (+5.85%) Land $85,000 Building $391,951	$476,951 (+5.85%) Land $85,000 Building $391,951
2023	$1,831.00 (+1.5%) Homeowner's exemption	$450,577 (+9.4%) Land $53,735 Building $396,842	$450,577 (+9.4%) Land $53,735 Building $396,842
2022	$1,804.00 Homeowner's exemption	$411,867 Land $59,646 Building $352,221	$411,867 Land $59,646 Building $352,221

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 428 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured 217 under condo master policies
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cox Communications, Wildstar Networks, Mediacom Communications, LiveOak Fiber, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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