362 Bay Tree Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 362 Bay Tree Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 2000
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Company Names on File
Last Sale	$299,000 (Oct 2017)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`28-2S-21-42406-000-0090`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42406-000-0090`
Alternative APNs	`28-221-42406-000-0090` `1060592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,423 sqft
1st Floor Area	1,733 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	108 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished Screened Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	362 BAY TREE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 TREETOPS AT BAYSIDE PHASE II PB 12-9 OR 2281-38 OR 2701-11 OR 2861-3394 OR 2954-2646 OR 3054-3545
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	BAYSIDE PHASE II
Legal Phase	2
Legal Block	9
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	362 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	201733653
Deed Book / Page	3054 / 3545
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 11, 2017
Property Address	362 BAY TREE DR, MIRAMAR BEACH, FL 32550-7865
Document Number	0030543545
Book / Page	003054 / 003545
Instrument Date	Oct 10, 2017
Instrument	33653
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,093.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7515 CASCATA DR FRISCO TX 750342941, FRISCO, TX 75034-2941

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (+2.08%) Homeowner's exemption	$294,568 (-36.45%)	$430,282 (-7.17%) Land $85,000 Building $345,282
2024	$2,265.00 (+4.04%)
2023	$2,177.00 (+1.44%) Homeowner's exemption	$463,509 (+9.49%) Land $53,735 Building $409,774	$463,509 (+9.49%) Land $53,735 Building $409,774
2022	$2,146.00 Homeowner's exemption	$423,350 Land $59,646 Building $363,704	$423,350 Land $59,646 Building $363,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LiveOak Fiber, Lumen Technologies, Mediacom Communications, Wildstar Networks.