3603 Cool Crest Dr, Jefferson, MD 21755 Property Records

Frederick County property record for 3603 Cool Crest Dr, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,240 sqft · built 1991
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Last Sale	$449,900 (Jan 2020)
Tax Bill	$5,611 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-309748`

Property Details

APN / Parcel Number

Primary APN	`14-309748`
Alternative APN	`309748`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	288 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	309748
Street Address	3603 COOL CREST DR
City	JEFFERSON
State	MD
Zip	21755-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 30 SECT E 1.61 AC COOL CREST DR NORTH JEFFERSON
Legal Subdivision	NORTH JEFFERSON
Legal Lot Number	30
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	1
Census Block	1048
Census Tract	752501

Owner

3603 Cool Crest Dr is owned and occupied by an individual who bought it in January 2020.

Source: Frederick County records, as of August 4, 2025

Owner of Record	Individual Name on File
Mailing Address	3603 COOL CREST DR, JEFFERSON, MD 21755-8445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 29, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Jul 22, 1999
Deed Book / Page	13494 / 461
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0134320057
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3603 COOL CREST DR, JEFFERSON, MD 21755-8445
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148290442
Date	Apr 30, 2021
Book Page	14829/442

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 29, 2020
Property Address	3603 COOL CREST DR, JEFFERSON, MD 21755-8445
Document Number	0134940461
Book / Page	13494 / 0461
Map Reference	MB 13 PG 166
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,124.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3603 COOL CREST DR, JEFFERSON, MD 21755-8445

Mortgage

Document Number	134940468
Date	Jan 29, 2020
Instrument	13494/0468

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 31, 2019
Property Address	3603 COOL CREST DR, JEFFERSON, MD 21755-8445
Document Number	0134320057
Book / Page	013432 / 000057
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3603 COOL CREST DR JEFFERSON MD 217558445, JEFFERSON, MD 21755-8445

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,267	$568,400 Land $174,800 Building $393,600
2024	$5,611.00 (+15.19%)
2023	$4,871.00	$403,033	$451,200 Land $131,100 Building $320,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3603 Cool Crest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3603 Cool Crest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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