3606 Cool Crest Dr, Jefferson, MD 21755 Property Records

Frederick County property record for 3606 Cool Crest Dr, Jefferson, MD 21755

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,952 sqft · built 1978
Lot Size1.58 acres (68,825 sqft)
OwnerCompany Name on Record
Tax Bill$3,791 (2024)
Deeds & MortgagesSep 2021 Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-309551

Property Details

APN / Parcel Number

Primary APN14-309551
Alternative APN
  • 309551

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,952 sqft Living Area
Gross Area2,504 sqft
1st Floor Area1,392 sqft
Basement Area560 sqft
Finished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area68,825 sqft (1.58 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number309551
Street Address3606 COOL CREST DR
CityJEFFERSON
StateMD
Zip21755-8446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 13 SECT B 1.58 AC COOL CREST DR NORTH JEFFERSON
Legal SubdivisionNORTH JEFFERSON SEC B
Legal Block1
Legal Lot Number13
JurisdictionFREDERICK MD
Township / Civil Division14, JEFFERSON
Census Block Group1
Census Block1048
Census Tract752501

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3606 COOL CREST DR, JEFFERSON, MD 21755-8446
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 5, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2005
Deed SaleFeb 16, 2005
Prior SaleSep 19, 1994 · Amount on Record
Deed Document Number200551152
Deed Book / Page5143 / 64
Transfer Doc0051430064
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3606 COOL CREST DR, JEFFERSON, MD 21755-8446
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153300508
DateSep 28, 2021
Book Page15330/508
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueApr 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3606 COOL CREST DR, JEFFERSON, MD 21755-8446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0129080284
DateApr 5, 2019
Book Page12908/0284
Lender
NameSUNTRUST BANK
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 4, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$383,567 (+20.62%)$453,100 (+29.9%) Land $174,500 Building $278,600
2024$3,791.00 (+8.59%)
2023$3,491.00 Homeowner's exemption$318,000$348,800 Land $130,800 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

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