Frederick County property record for 3509 Cool Crest Dr, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,156 sqft · built 1979 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Dec 2016) |
| Tax Bill | $4,872 (2023) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-309705 |
| Primary APN | 14-309705 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,156 sqft Total Area |
| 1st Floor Area | 2,498 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 61,855 sqft (1.42 acres) |
| Garage Type | Built-in |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 344 sqft |
| Deck Area | 384 sqft |
| Patio Area | 238 sqft |
| Greenhouse | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 309705 |
|---|---|
| Street Address | 3509 COOL CREST DR |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 27 SECT D 1.42 AC COOL CREST DR NORTH JEFFERSON |
| Legal Subdivision | NORTH JEFFERSON |
| Legal Lot Number | 27 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 752501 |
3509 Cool Crest Dr is owned and occupied by two individuals who bought it in December 2016.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3509 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on File |
| Deed Sale | Dec 20, 2016 · Amount on File |
| Prior Sale | Jun 26, 1998 |
| Deed Document Number | 0011570276 |
| Deed Book / Page | 11570 / 276 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3509 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0162410352 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 16241/352 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Nov 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,872.00 | $403,100 | $443,000 Land $129,200 Building $313,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3509 Cool Crest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3509 Cool Crest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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