Frederick County property record for 3605 Cool Crest Dr, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,300 sqft · built 1980 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,500 (Aug 2004) |
| Tax Bill | $3,496 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-309756 |
| Primary APN | 14-309756 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 84,071 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 309756 |
|---|---|
| Street Address | 3605 COOL CREST DR |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 31 SEC E 1.93 AC COOL CREST DR NORTH JEFFERSON |
| Legal Subdivision | NORTH JEFFERSON |
| Legal Lot Number | 31 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 752501 |
3605 Cool Crest Dr is owned and occupied by two individuals who bought it in August 2004.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3605 COOL CREST DR, JEFFERSON, MD 21755-8445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2004 · Amount on File |
| Deed Sale | Aug 3, 2004 · Amount on File |
| Prior Sale | Nov 5, 1992 · Amount on File |
| Deed Document Number | 200446195 |
| Deed Book / Page | 4769 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3605 COOL CREST DR, JEFFERSON, MD 21755-8445 |
| Document Number | 0120890438 |
| Book / Page | 012089 / 000438 |
| Instrument Date | Jul 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | FRONTIER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3605 COOL CREST DR JEFFERSON MD 217558445, JEFFERSON, MD 21755-8445 |
| Document Number | 0120890438 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 012089/000438 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3605 Cool Crest Dr was $3,496 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,433 | $398,000 Land $178,000 Building $220,000 | |
| 2025 | $3,496.00 | ||
| 2023 | $3,034.00 Homeowner's exemption | $277,967 | $306,300 Land $134,300 Building $172,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3605 Cool Crest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Cool Crest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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