3602 Cool Crest Dr, Jefferson, MD 21755 Property Records

Frederick County property record for 3602 Cool Crest Dr, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,911 sqft · built 1985
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on Record
Last Sale	$363,000 (Mar 2017)
Tax Bill	$5,225 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-309586`

Property Details

APN / Parcel Number

Primary APN	`14-309586`
Alternative APN	`309586`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,911 sqft Total Area
1st Floor Area	1,896 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	82,328 sqft (1.89 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	268 sqft
Deck Area	112 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	309586
Street Address	3602 COOL CREST DR
City	JEFFERSON
State	MD
Zip	21755-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 SECT C 1.89 AC COOL CREST DR NORTH JEFFERSON
Legal Subdivision	NORTH JEFFERSON
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	1
Census Block	1048
Census Tract	752501

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3602 COOL CREST DR, JEFFERSON, MD 21755-8446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 8, 2017	Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	0001170456
Deed Book / Page	11704 / 56
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3602 COOL CREST DR, JEFFERSON, MD 21755-8446
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150260314
Date	Jun 28, 2021
Book Page	15026/314

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 8, 2017
Property Address	3602 COOL CREST DR, JEFFERSON, MD 21755-8446
Document Number	0117040056
Book / Page	11704 / 0056
Map Reference	MB13 FO164
Instrument Date	Feb 28, 2017
Instrument	11704-0056
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6302 COOL CREST DR, 6302, JEFFERSON, MD 21755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 BROOK VALLEY RD, FREDERICK, MD 21701-6802

Mortgage

Document Number	0117040064
Date	Mar 8, 2017
Book Page	11704/0064
Instrument	11704-0064

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,225.00	$433,233	$475,900 Land $133,900 Building $342,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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