Frederick County property record for 3513 Cool Crest Dr, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,037 sqft · built 1978 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $336,000 (Jan 2004) |
| Tax Bill | $5,190 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-309713 |
| Primary APN | 14-309713 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,477 sqft Living Area |
| Gross Area | 2,961 sqft |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 76,666 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 309713 |
|---|---|
| Street Address | 3513 COOL CREST DR |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 28 SECT E 1.76 AC COOL CREST DR NORTH JEFFERSON |
| Legal Subdivision | NORTHJEFFERSON |
| Legal Lot Number | 28 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 752501 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3513 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2004 · Amount on Record |
| Deed Sale | Jan 20, 2004 · Amount on Record |
| Prior Sale | Aug 4, 1989 · Amount on Record |
| Deed Document Number | 2004367 |
| Deed Book / Page | 4360 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3513 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | NATIONAL CAPITAL TITLE AND ESCROW, NATIONAL CAPITAL T&E INC |
| Name | Verified Name |
|---|---|
| Address | 3513 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Document Number | 0177270114 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 17727/114 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3513 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3513 COOL CREST DR, JEFFERSON, MD 21755-8443 |
| Document Number | 0150550466 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 15055/466 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,233 (+28.69%) | $494,500 (+26.24%) Land $176,300 Building $318,200 | |
| 2025 | $5,190.00 (+19.61%) | ||
| 2023 | $4,339.00 | $357,633 | $391,700 Land $132,600 Building $259,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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