3553 Locust Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3553 Locust Ln, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,196 sqft · built 1951
Lot Size0.157 acres (6,882 sqft)
OwnerCompany Name on Record
Last Sale$139,000 (Oct 2020)
Tax Bill$2,603 (2025)
Deeds & MortgagesJan 2021 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0131-0103-00

Property Details

APN / Parcel Number

Primary APN550-0131-0103-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area816 sqft
AtticAttic
Attic Area380 sqft
Basement Area792 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area6,882 sqft (0.157 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3553 LOCUST LN
CityCINCINNATI
StateOH
Zip45238-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3553 LOCUST LE 50 X 140.18 IRR LOT 44 BRUNE- HARPENAUS 1ST BLK A
Legal SubdivisionBRUNE HARPENAUS
Legal BlockA
Legal Lot Number44
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group1
Census Block1001
Census Tract21202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3695 CARPENTERS CREEK DR, CINCINNATI, OH 45241-3824
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 1, 2020Warranty Deed, Transfer · Conventional Mortgage
OPTION FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Prior SaleOct 1, 2020 · Amount on Record
Deed Document Number0000101029
Deed Book / Page14265 / 774
Last Transfer DateJan 7, 2021
Transfer Doc0000002424
Record UpdatedJun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJan 7, 2021
Property Address3553 LOCUST LN, CINCINNATI, OH 45238-2039
Document Number0000002424
Book / Page014329 / 001407
Instrument DateNov 23, 2020
Instrument2424
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4316 BROOKDALE DR CHEVIOT OH 452114514, CHEVIOT, OH 45211-4514

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 1, 2020
Property Address3553 LOCUST LN, CINCINNATI, OH 45238-2039
Document Number0000101029
Book / Page14265 / 774
Map ReferenceMB 57 PG 43&44
Instrument DateSep 22, 2020
Instrument2020-0101029
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3695 CARPENTERS CREEK DR, CINCINNATI, OH 45241-3824

Mortgage

Document Number0000101030
DateOct 1, 2020
Instrument2020-0101030
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,603.00 (-0.23%)$48,650 (+%) Land $11,287 Building $37,363
2024$2,609.00 (+1.72%)$48,649 (-) Land $11,287 Building $37,362
2023$2,565.00 (-14.84%)$48,649 (%) Land $11,287 Building $37,362$139,000 (-) Land $32,250 Building $106,750
2022$3,012.00$48,650 Land $10,080 Building $38,570
2020$139,000 Land $28,800 Building $110,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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