3569 Locust Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3569 Locust Ln, Cincinnati, OH 45238 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,279 sqft · built 1951
Lot Size	0.165 acres (7,187 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Dec 2018)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0131-0109-00`

Property Details

APN / Parcel Number

Primary APN	`550-0131-0109-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,279 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3569 LOCUST LN
City	CINCINNATI
State	OH
Zip	45238-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCUST LE 50X144.80 IR- LOT 48 BRUNE-HARPENAUS 1ST BLK B
Legal Subdivision	HARPENAUS 1ST
Legal Block	B
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21202

Owner

Source: Hamilton County records · APN 550-0131-0109-00

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6234 ENTRE PARK DR # C, C, WEST CHESTER, OH 45069
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 19, 2019	Warranty Deed, Transfer · ARM COMMUNITY SAVINGS BANK
Dec 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Oct 01, 1993
Deed Document Number	2018113585
Deed Book / Page	13824 / 1412
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 02, 2026
Property Address	3569 LOCUST LN, CINCINNATI, OH 45238-2039
Document Number	0000024649
Book / Page	15636 / 1079
Instrument Date	Mar 31, 2026
Instrument	202624649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000024649,
Date	Apr 02, 2026
Book Page	15636/1079
Instrument	202624649

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2019
Property Address	3569 LOCUST LN, CINCINNATI, OH 45238-2039
Document Number	0000029606
Book / Page	13900 / 00436
Map Reference	MB 57 PG 51&52
Instrument Date	Apr 10, 2019
Instrument	2019-0029606
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CAMBRIDGE LAND TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6234 CENTRE PARK DR STE C, C, WEST CHESTER, OH 45069-3993

Mortgage

Document Number	0000029607
Date	Apr 19, 2019
Instrument	2019-0029607

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	May 01, 2024
Min Rate At Change	4%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 31, 2018
Property Address	3569 LOCUST LN, CINCINNATI, OH 45238-2039
Document Number	0000113585
Book / Page	013824 / 001412
Instrument Date	Dec 21, 2018
Instrument	113585
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6234 CENTRE PARK DR #C WEST CHESTER OH 450693993, C, WEST CHESTER, OH 45069-3993

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (-0.23%)	$49,078 (+%) Land $11,407 Building $37,671	$140,220 (-) Land $32,590 Building $107,630
2024	$2,632.00 (+1.74%)	$49,076 (-) Land $11,406 Building $37,670
2023	$2,587.00 (+82.7%)	$49,076 (+115.71%) Land $11,406 Building $37,670	$140,220 (+115.72%) Land $32,590 Building $107,630
2022	$1,416.00	$22,751 Land $10,182 Building $12,569
2020			$65,000 Land $29,090 Building $35,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

3569 Locust Ln, Cincinnati, OH 45238 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Locust Ln

Nearby Streets

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