Hamilton County property record for 3544 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,172 sqft · built 1951 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 2022) |
| Tax Bill | $3,829 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0090-00 |
| Primary APN | 550-0131-0090-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3544 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST LN 50 X 100 LOT 2 BRUNE & HARPENAUS 1ST SUB BLK A |
| Legal Subdivision | BRUNE & HARPENAUS 1ST SUB |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10201 |
Source: Hamilton County records · APN 550-0131-0090-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3544 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 03, 2021 | Warranty Deed, Transfer AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS |
| Jan 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2022 · Amount on Record |
| Deed Sale | Aug 09, 2022 · Amount on Record |
| Prior Sale | Jun 03, 2021 · Amount on Record |
| Deed Document Number | 0000077501 |
| Deed Book / Page | 14726 / 1683 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 09, 2022 |
| Property Address | 3544 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000077501 |
| Book / Page | 14726 / 1683 |
| Map Reference | MB 57 PG 43&44 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022-0077501 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3544 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000077502 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 2022-0077502 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 03, 2021 |
| Property Address | 3544 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000068169 |
| Book / Page | 14431 / 1917 |
| Map Reference | MB 57 PG 453&44 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021-0068169 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3544 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000005714 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2018 |
| Title Company | ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 3544 LOCUST LN CINCINNATI OH 452382038, CINCINNATI, OH 45238-2038 |
| Document Number | 0000005714 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 013587/001907 |
| Instrument | 5714 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,829.00 (+2.54%) | $73,500 (+%) Land $9,545 Building $63,955 | |
| 2024 | $3,734.00 (-0.11%) | $73,499 (-) Land $9,544 Building $63,955 | |
| 2023 | $3,738.00 (+66.88%) | $73,499 (+103.42%) Land $9,544 Building $63,955 | $210,000 (+103.43%) Land $27,270 Building $182,730 |
| 2022 | $2,240.00 | $36,131 Land $8,519 Building $27,612 | |
| 2020 | $103,230 Land $24,340 Building $78,890 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 473 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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