Hamilton County property record for 3548 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,647 sqft · built 1951 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Oct 2017) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0089-00 |
| Primary APN | 550-0131-0089-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 475 sqft |
| Unfinished Basement | 317 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3548 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOCUST LN 50 X 100 LOT 1 BRUNE-HARPENAUS 1STSUB BLK A |
| Legal Subdivision | HARPENAUS 1STSUB |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10201 |
Source: Hamilton County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3548 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit CINCINNATI OHIO POLICE FCU |
| Oct 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on Record |
| Deed Sale | Oct 19, 2017 · Amount on Record |
| Prior Sale | Apr 15, 2015 |
| Deed Document Number | 201795888 |
| Deed Book / Page | 13527 / 908 |
| Prior Transfer Date | Feb 23, 2015 |
| Prior Transfer Doc | 0000037283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3548 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3548 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000021550 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 15629/111 |
| Instrument | 2026-0021550 |
| Name | CINCINNATI OHIO POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 9, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 19, 2017 |
| Property Address | 3548 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000005888 |
| Book / Page | 13527 / 00908 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 17-0095888 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3548 LOCUST LN, CINCINNATI, OH 45238-2038 |
| Document Number | 0000005889 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 17-0095889 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 (+2.53%) | $52,140 (-) Land $9,545 Building $42,595 | $148,970 (-) Land $27,270 Building $121,700 |
| 2024 | $2,646.00 (-0.08%) | $52,140 (-) Land $9,545 Building $42,595 | |
| 2023 | $2,648.00 (+3.52%) | $52,140 (+22.11%) Land $9,545 Building $42,595 | $148,970 (+22.11%) Land $27,270 Building $121,700 |
| 2022 | $2,558.00 Homeowner's exemption | $42,700 Land $8,519 Building $34,181 | |
| 2020 | $122,000 Land $24,340 Building $97,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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