Hamilton County property record for 3549 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,172 sqft · built 1951 |
| Lot Size | 0.158 acres (6,926 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,613 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0102-00 |
| Primary APN | 550-0131-0102-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 6,926 sqft (0.158 acres) |
| Lot Dimensions | 139 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3549 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST LN 50 X 139.27 IRRLOT 43 BRUNE & HARPENAUS 1ST SUB BLK A |
| Legal Subdivision | BRUNE & HARPENAUS 1ST SUB |
| Legal Block | A |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21202 |
3549 Locust Ln is owned and occupied by two individuals who acquired it in January 1990.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3549 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3549 Locust Ln was $2,613, up 2.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 (+2.55%) | $50,054 (-) Land $11,288 Building $38,766 | |
| 2024 | $2,548.00 (-0.12%) | $50,054 (-) Land $11,288 Building $38,766 | |
| 2023 | $2,551.00 (+15.27%) | $50,054 (+36.02%) Land $11,288 Building $38,766 | $143,010 Land $32,250 Building $110,760 |
| 2022 | $2,213.00 Homeowner's exemption | $36,799 Land $10,080 Building $26,719 | |
| 2020 | $105,140 Land $28,800 Building $76,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3549 Locust Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3549 Locust Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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