Hamilton County property record for 3545 Locust Ln, Cincinnati, OH 45238 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,426 sqft Living Area |
| Lot Size | 6,752 sqft (0.155 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,000 (2018) |
| Tax Bill | $2,107.00 (2025) |
| Primary APN | 550-0131-0101-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,426 sqft Living Area |
| 1st Floor | 792 sqft 1st Floor |
| 2nd Floor | 634 sqft 2nd Floor |
| Upper Floors | 634 sqft Upper Floors |
| Basement Area | 792 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 6,752 sqft (0.155 acres) |
| Depth X Width | 138 ft x 50 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3545 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2039 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOCUST LE 50X138.35 IR- LOT 42 BRUNE-HARPENAU 1STSUB BL A |
| Legal Subdivision | BRUNE-HARPENAU 1ST SUB |
| Legal Block | A |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | GREEN |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 21202 |
Source: Hamilton County records · APN 550-0131-0101-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3545 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 14, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Jun 18, 2003 |
| Deed Doc Number | 2018-0109421 |
| Deed Book / Page | 13815 / 00384 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3545 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000141147 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 14550/633 |
| Instrument | 2021-0141147 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2018 |
| Property Address | 3545 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Document Number | 0000109421 |
| Book / Page | 013815 / 000384 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 109421 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3545 LOCUST LN CINCINNATI OH 452382039, CINCINNATI, OH 45238-2039 |
| Document Number | 110422 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 013815/000386 |
| Instrument | 110422 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,107.00 (+2.33%) Homeowner's exemption | $50,512 (-) Land $11,172 Building $39,340 | |
| 2024 | $2,059.00 (-2.09%) Homeowner's exemption | $50,512 (-) Land $11,172 Building $39,340 | |
| 2023 | $2,103.00 (+35.07%) Homeowner's exemption | $50,512 (+45.77%) Land $11,172 Building $39,340 | $144,320 (+45.78%) Land $31,920 Building $112,400 |
| 2022 | $1,557.00 Homeowner's exemption | $34,651 Land $9,972 Building $24,679 | |
| 2020 | $99,000 Land $28,490 Building $70,510 |
3545 Locust Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 4th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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