Hamilton County property record for 3537 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,073 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Apr 2024) |
| Tax Bill | $3,087 (2025) |
| Deeds & Mortgages | Dec 2025 Construction Loan Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0099-00 |
| Primary APN | 550-0131-0099-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 2,419 sqft |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 691 sqft |
| Upper Floors Area | 691 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 518 sqft |
| Unfinished Basement | 346 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 137 ft deep x 67.9 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | Deck Area |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3537 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOCUST LN 67.87 X 137.33 IRR LOT 40 BRUNE-HARPENAUS 1ST SUB BLK A |
| Legal Subdivision | HARPENAUS 1ST SUB |
| Legal Block | A |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21202 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2692 MADISON RD, NI-250, CINCINNATI, OH 45208-1321 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Sep 13, 2022 | Warranty Deed, Transfer INDIANA LAND TITLE |
| Jun 8, 2017 | Quit Claim Deed, Transfer · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on Record |
| Deed Sale | Apr 5, 2024 · Amount on Record |
| Prior Sale | Sep 13, 2022 · Amount on Record |
| Deed Document Number | 202422310 |
| Deed Book / Page | 15139 / 174 |
| Prior Transfer Date | Jul 17, 2004 |
| Prior Transfer Doc | 0000167119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3537 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2692 MADISON RD N1-250, N1, CINCINNATI, OH 45208-1320 |
| Document Number | 0000101455 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 15571/3094 |
| Instrument | 2025-0101455 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2022 |
| Property Address | 3537 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Document Number | 0000087269 |
| Book / Page | 14750 / 601 |
| Map Reference | MB 57 PG 43&44 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022-0087269 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | INDIANA LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3537 LOCUST LN, 3537, CINCINNATI, OH 45238-2039 |
| Name | Verified Name |
|---|---|
| Address | 3537 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 8, 2017 |
| Property Address | 3537 LOCUST LN, CINCINNATI, OH 45238-2039 |
| Document Number | 0000051392 |
| Book / Page | 013434 / 001944 |
| Instrument Date | May 8, 2017 |
| Instrument | 51392 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | PERFORMANCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3537 LOCUST LN CINCINNATI OH 452382039, CINCINNATI, OH 45238-2039 |
| Document Number | 51393 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 013434/001947 |
| Instrument | 51393 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 7, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,087.00 (+5%) | $57,751 (+%) Land $12,618 Building $45,133 | $165,000 (-) Land $36,050 Building $128,950 |
| 2023 | $2,940.00 (+14.09%) | $57,749 (+41.43%) Land $12,617 Building $45,132 | $165,000 (+41.44%) Land $36,050 Building $128,950 |
| 2022 | $2,577.00 Homeowner's exemption | $40,831 Land $11,277 Building $29,554 | |
| 2020 | $116,660 Land $32,220 Building $84,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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