Polk County property record for 3536 Pine Tree Loop, Haines City, FL 33844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,979 sqft · built 1997 |
| Lot Size | 0.647 acres (28,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jul 2026) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-07-935117-000140 |
| Primary APN | 28-28-07-935117-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,529 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 28,162 sqft (0.647 acres) |
| Lot Dimensions | 295 ft deep x 114 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 3536 PINE TREE LOOP |
|---|---|
| City | HAINES CITY |
| State | FL |
| Zip | 33844-9097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 14 |
| Legal Range | 28E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | SPRING PINES UNIT 06 |
| Legal Tract | 935117 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Legal Unit | NUMBER |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14128 |
Source: Polk County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3536 PINE TREE LOOP, HAINES CITY, FL 33844-9097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | May 30, 2013 · Amount on Record |
| Deed Document Number | 2026158135 |
| Deed Book / Page | 14060 / 1919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 2, 2026 |
| Property Address | 3536 PINE TREE LOOP, HAINES CITY, FL 33844-9097 |
| Document Number | 0000158135 |
| Book / Page | 14060 / 1919 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026158135 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3536 PINE TREE LOOP, HAINES CITY, FL 33844-9097 |
| Document Number | 0000158136, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026158136 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3536 PINE TREE LOOP, HAINES CITY, FL 33844-9097 |
| Document Number | 0108690450 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3536 PINE TREE LOOP HAINES CITY FL 338449097, HAINES CITY, FL 33844-9097 |
| Document Number | 0108690450 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 010869/000450 |
| Instrument | 119362 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3536 PINE TREE LOOP, HAINES CITY, FL 33844-9097 |
| Document Number | 0100360712 |
| Book / Page | 010036 / 000712 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Title Company | OMEGA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3536 PINE TREE LOOP HAINES CITY FL 338449097, HAINES CITY, FL 33844-9097 |
| Document Number | 0100360712 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 010036/000712 |
| Instrument | 6327 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 (-27.19%) Homeowner's exemption | $160,994 (+5.99%) | $267,603 (-2.7%) Land $38,000 Building $229,603 |
| 2024 | $2,144.00 (+9.33%) | ||
| 2023 | $1,961.00 (+3.7%) Homeowner's exemption | $151,900 (+3%) | $275,031 (+20.73%) Land $37,000 Building $238,031 |
| 2022 | $1,891.00 Homeowner's exemption | $147,476 | $227,803 Land $31,000 Building $196,803 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRENELEFE RESORT private · serves 2,114 people · EPA ID FL6530692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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