Polk County property record for 3535 Pine Tree Loop, Haines City, FL 33844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,820 sqft · built 1994 |
| Lot Size | 0.654 acres (28,484 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jul 2023) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-07-935117-000290 |
| Primary APN | 28-28-07-935117-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,820 sqft Living Area |
| Gross Area | 3,662 sqft |
| 1st Floor Area | 2,468 sqft |
| Upper Floors Area | 352 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 28,484 sqft (0.654 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Florida Room |
| Porch Area | 458 sqft |
| Cooling System | Central |
|---|
| Street Address | 3535 PINE TREE LOOP |
|---|---|
| City | HAINES CITY |
| State | FL |
| Zip | 33844-9098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 29 |
| Legal Range | 28E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | SPRING PINES UNIT 06 |
| Legal Tract | 935117 |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Legal Unit | NUMBER |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 14128 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3535 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FIN'L |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NOIC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Mar 17, 2011 · Amount on Record |
| Deed Document Number | 2023165777 |
| Deed Book / Page | 12765 / 2207 |
| Transfer Doc | 4091001649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 18, 2023 |
| Property Address | 3535 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0000165777 |
| Book / Page | 12765 / 2207 |
| Map Reference | MB 85 PG 29 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023165777 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | SMART TITLE II LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 856 JASMINE CREEK RD, KISSIMMEE, FL 34759-3688 |
| Name | Verified Name |
|---|---|
| Address | 3535 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0127652209 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 12765/2209 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3535 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0113720711 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3535 PINE TREE LOOP HAINES CITY FL 338449098, HAINES CITY, FL 33844-9098 |
| Document Number | 0113720711 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 011372/000711 |
| Instrument | 189516 |
| Name | CHRISTENSEN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3535 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0104651210 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 3535 PINE TREE LOOP HAINES CITY FL 338449098, HAINES CITY, FL 33844-9098 |
| Document Number | 0104651210 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 010465/001210 |
| Instrument | 88649 |
| Name | NOIC INC |
|---|---|
| Address | 6444 MONROE ST # 6, SYLVANIA, OH 43560-1455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2033 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,568.00 (+46.35%) | $316,222 (+66.97%) | $386,744 (-2.59%) Land $38,000 Building $348,744 |
| 2023 | $2,438.00 (+3.31%) Homeowner's exemption | $189,389 (+3%) | $397,029 (+24.8%) Land $37,000 Building $360,029 |
| 2022 | $2,360.00 Homeowner's exemption | $183,873 | $318,140 Land $31,000 Building $287,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRENELEFE RESORT private · serves 2,114 people · EPA ID FL6530692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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