Polk County property record for 3510 Pine Tree Loop, Haines City, FL 33844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,367 sqft · built 1994 |
| Lot Size | 0.586 acres (25,526 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jun 2021) |
| Tax Bill | $4,281 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-07-935117-000010 |
| Primary APN | 28-28-07-935117-000010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,367 sqft Living Area |
| Gross Area | 2,829 sqft |
| 1st Floor Area | 2,367 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,526 sqft (0.586 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 431 sqft |
| Cooling System | Central |
|---|
| Street Address | 3510 PINE TREE LOOP |
|---|---|
| City | HAINES CITY |
| State | FL |
| Zip | 33844-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 1 |
| Legal Range | 28E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | SPRING PINES UNIT 06 |
| Legal Tract | 935117 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Legal Unit | NUMBER |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14128 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3510 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIME MERIDIAN BANK |
| Jun 4, 2021 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | May 2, 2014 · Amount on Record |
| Deed Document Number | 2021145890 |
| Deed Book / Page | 11746 / 1094 |
| Transfer Doc | 4976001840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3510 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3510 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Document Number | 0000141341 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 12731/79 |
| Instrument | 2023141341 |
| Name | PRIME MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32312 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 8.12% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 13.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 4, 2021 |
| Property Address | 3510 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Document Number | 0000145890 |
| Book / Page | 11746 / 1094 |
| Map Reference | MB 85 PG 29 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021145890 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,535.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 LAKE NED RD, 425, WINTER HAVEN, FL 33884-2568 |
| Name | Verified Name |
|---|---|
| Address | 3510 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Document Number | 0117461095 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 11746/1095 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,281.00 (-6.14%) Homeowner's exemption | $376,338 (+5.99%) | $461,386 (-3.53%) Land $38,000 Building $423,386 |
| 2023 | $4,561.00 (+2.61%) Homeowner's exemption | $355,080 (+3%) | $478,248 (+16.2%) Land $37,000 Building $441,248 |
| 2022 | $4,445.00 Homeowner's exemption | $344,738 | $411,570 Land $31,000 Building $380,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRENELEFE RESORT private · serves 2,114 people · EPA ID FL6530692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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