3540 Pine Tree Loop, Haines City, FL 33844 Property Records

Polk County property record for 3540 Pine Tree Loop, Haines City, FL 33844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,299 sqft · built 1989
Lot Size	0.557 acres (24,241 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-28-07-935117-000160`

Property Details

APN / Parcel Number

Primary APN	`28-28-07-935117-000160`
Alternative APNs	`072828935117000160` `72828000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,299 sqft Living Area
Gross Area	3,037 sqft
1st Floor Area	2,299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	24,241 sqft (0.557 acres)
Lot Dimensions	202 ft deep x 104 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Porch	Florida Room
Porch Area	240 sqft

Location & Zoning

Street Address	3540 PINE TREE LOOP
City	HAINES CITY
State	FL
Zip	33844-9097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING PINES UNIT 6 PB 85 PG 29 LOT 16
Legal Range	28E
Legal Township	28S
Legal Section	07
Legal Subdivision	SPRING PINES UNIT 06
Legal Tract	935117
Legal Block	2
Legal Lot Number	16
Legal Unit	6
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2003
Census Tract	14128

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 PINE TREE LOOP, HAINES CITY, FL 33844-9097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 2025
Transfer Doc	0000219516
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 18, 2025
Property Address	3540 PINE TREE LOOP, HAINES CITY, FL 33844-9097
Document Number	0000219516
Book / Page	13704 / 42
Map Reference	MB 85 PG 29
Instrument Date	Sep 9, 2025
Instrument	2025219516
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3540 PINE TREE LOOP, HAINES CITY, FL 33844-9097

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (-28.84%) Homeowner's exemption	$149,244 (+2.9%)	$293,421 (-5.37%) Land $38,000 Building $255,421
2024	$1,980.00 (+9.94%) Homeowner's exemption	$145,038 (+3%)	$310,086 (+2.71%) Land $38,000 Building $272,086
2023	$1,801.00 (+3.86%) Homeowner's exemption	$140,814 (+3%)	$301,903 (+19.93%) Land $37,000 Building $264,903
2022	$1,734.00 Homeowner's exemption	$136,713	$251,737 Land $31,000 Building $220,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRENELEFE RESORT private · serves 2,114 people · EPA ID FL6530692
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35