Polk County property record for 3512 Pine Tree Loop, Haines City, FL 33844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,607 sqft · built 2003 |
| Lot Size | 0.556 acres (24,228 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Oct 2014) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-07-935117-000020 |
| Primary APN | 28-28-07-935117-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,607 sqft Living Area |
| Gross Area | 3,232 sqft |
| 1st Floor Area | 2,607 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 24,228 sqft (0.556 acres) |
| Lot Dimensions | 209 ft deep x 137 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Porch | Slab |
| Porch Area | 228 sqft |
| Street Address | 3512 PINE TREE LOOP |
|---|---|
| City | HAINES CITY |
| State | FL |
| Zip | 33844-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 2 |
| Legal Range | 28E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | SPRING PINES UNIT 06 |
| Legal Tract | 935117 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Legal Unit | NUMBER |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14128 |
Source: Polk County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3512 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2014 · Amount on Record |
| Deed Sale | Oct 8, 2014 · Amount on Record |
| Prior Sale | Mar 27, 2013 · Amount on Record |
| Deed Document Number | 2014171345 |
| Deed Book / Page | 9356 / 627 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 0000203540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 26, 2022 |
| Property Address | 3512 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Document Number | 0000203540 |
| Book / Page | 12354 / 525 |
| Map Reference | MB 85 PG 29 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022203540 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | NOT AVAILABLE, CLIENTFIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3512 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Document Number | 0012354528 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 12354/528 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3512 PINE TREE LOOP, HAINES CITY, FL 33844-9299 |
| Document Number | 0105071357 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3512 PINE TREE LOOP HAINES CITY FL 338449299, HAINES CITY, FL 33844-9299 |
| Document Number | 0105071357 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 010507/001357 |
| Instrument | 120177 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 5, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 (+3.18%) | $286,156 (+2%) | $410,488 (+4.47%) Land $38,000 Building $372,488 |
| 2023 | $3,082.00 (+2.97%) Homeowner's exemption | $238,470 (+3%) | $392,943 (+17.16%) Land $37,000 Building $355,943 |
| 2022 | $2,993.00 Homeowner's exemption | $231,524 | $335,390 Land $31,000 Building $304,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRENELEFE RESORT private · serves 2,114 people · EPA ID FL6530692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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