1. Home
  2. Florida
  3. Polk County
  4. Haines City
  5. Pine Tree Loop

3537 Pine Tree Loop, Haines City, FL 33844 Property Records

Polk County property record for 3537 Pine Tree Loop, Haines City, FL 33844

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,104 sqft · built 1988
Lot Size0.616 acres (26,820 sqft)
Owner2 Individual Names on Record
Last Sale$275,800 (Dec 2015)
Tax Bill$2,956 (2025)
Deeds & MortgagesJul 2024 Line of Credit
Feb 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-28-07-935117-000280

Property Details

APN / Parcel Number

Primary APN28-28-07-935117-000280
Alternative APNs
  • 072828935117000280
  • 72828000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,104 sqft Living Area
Gross Area3,909 sqft
1st Floor Area3,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area26,820 sqft (0.616 acres)
Lot Dimensions204 ft deep x 121 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area805 sqft
PorchScreened/Unfinished Porch
Porch Area302 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3537 PINE TREE LOOP
CityHAINES CITY
StateFL
Zip33844-9098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 28
Legal Range28E
Legal Township28S
Legal Section07
Legal SubdivisionSPRING PINES UNIT 06
Legal Tract935117
Legal Block2
Legal Lot Number28
Legal UnitNUMBER
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2007
Census Tract14128

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3537 PINE TREE LOOP, HAINES CITY, FL 33844-9098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK & TRUST
Feb 27, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jul 2, 2018Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2015 · Amount on Record
Deed SaleDec 23, 2015 · Amount on Record
Prior SaleSep 30, 2003 · Amount on Record
Deed Document Number2015230131
Deed Book / Page9706 / 1339
Record UpdatedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3537 PINE TREE LOOP, HAINES CITY, FL 33844-9098
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174607
DateJul 29, 2024
Book Page13208/1603
Instrument2024174607
Lender
NameCITIZENS BANK & TRUST
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 27, 2026
Property Address3537 PINE TREE LOOP, HAINES CITY, FL 33844-9098
Document Number0000048284
Book / Page13897 / 2184
Instrument DateFeb 25, 2026
Instrument2026048284
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,054.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4609 US HIGHWAY 17 92 W, HAINES CITY, FL 33844-8706

Transferred To (Grantee/Buyer)

NameVerified Name
Address3537 PINE TREE LOOP, HAINES CITY, FL 33844-9098

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3537 PINE TREE LOOP, HAINES CITY, FL 33844-9098
Document Number0112671733
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 6, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3537 PINE TREE LOOP HAINES CITY FL 338449098, HAINES CITY, FL 33844-9098

Mortgage

Document Number0112671733
DateJun 16, 2020
Book Page011267/001733
Instrument119883
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 2, 2018
Property Address3537 PINE TREE LOOP, HAINES CITY, FL 33844-9098
Document Number0105360109
Book / Page010536 / 000109
Instrument DateJun 29, 2018
Instrument140943
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyLAKELAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,152.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3537 PINE TREE LOOP HAINES CITY FL 338449098, HAINES CITY, FL 33844-9098

Mortgage

Document Number105360111
DateJul 2, 2018
Book Page010536/000111
Instrument140944
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,956.00 (-10.32%) Homeowner's exemption$268,877 (+5.99%)$471,443 (-2.05%) Land $38,000 Building $433,443
2023$3,296.00 (+2.9%) Homeowner's exemption$253,688 (+3%)$481,298 (+18.52%) Land $37,000 Building $444,298
2022$3,203.00 Homeowner's exemption$246,299$406,081 Land $31,000 Building $375,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRENELEFE RESORT
private · serves 2,114 people · EPA ID FL6530692
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Nearby Properties on Pine Tree Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures