Mecklenburg County property record for 3509 Windbluff Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,225 sqft · built 1972 |
| Lot Size | 0.547 acres (23,869 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $739,500 (Nov 2020) |
| Tax Bill | $8,832 (2023) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-162-22 |
| Primary APN | 225-162-22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,225 sqft Heated Area |
| Gross Area | 4,626 sqft |
| 1st Floor Area | 2,585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Roof Material | Wood |
| Lot Area | 23,869 sqft (0.547 acres) |
| Garage Area | 462 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 64 sqft |
| Porch | Porch |
| Porch Area | 195 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-162-22 |
|---|---|
| Street Address | 3509 WINDBLUFF DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-9875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15PUD |
| Legal Description | L81 M15-213 |
| Legal Subdivision | RAINTREE SEC 1-B |
| Legal Lot Number | 81 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5815 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3509 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Jan 30, 2018 · Amount on Record |
| Deed Document Number | 0035357635 |
| Deed Book / Page | 35357 / 635 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 3509 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Document Number | 0000199109 |
| Book / Page | 35357 / 635 |
| Map Reference | MB 15 PG 213 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020199109 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,479.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 TUCKER DR, 104, SUFFOLK, VA 23435-3573 |
| Name | Verified Name |
|---|---|
| Address | 3509 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Document Number | 0000199110 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020199110 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 30, 2018 |
| Property Address | 3509 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Document Number | 0000011108 |
| Book / Page | 032434 / 000663 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 11108 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3509 WINDBLUFF DR CHARLOTTE NC 282779875, CHARLOTTE, NC 28277-9875 |
| Document Number | 11109 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 032434/000665 |
| Instrument | 11109 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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