3530 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3530 Windbluff Dr, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,378 sqft · built 1980
Lot Size0.544 acres (23,715 sqft)
OwnerIndividual Name on File
Last Sale$532,000 (Apr 2019)
Tax Bill$6,491 (2023)
Deeds & MortgagesJul 2022 Line of Credit
Aug 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN225-171-41

Property Details

APN / Parcel Number

Primary APN225-171-41

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,378 sqft Heated Area
Gross Area4,022 sqft
1st Floor Area1,765 sqft
Upper Floors Area1,613 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialWood
Lot Area23,715 sqft (0.544 acres)
Garage Area480 sqft
PorchPorch
Porch Area164 sqft
Patio Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number225-171-41
Street Address3530 WINDBLUFF DR
CityCHARLOTTE
StateNC
Zip28277-9858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15PUD
Legal DescriptionL41 M15-213
Legal SubdivisionRAINTREE SEC 01-B
Legal Lot Number41
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5815

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3530 WINDBLUFF DR, CHARLOTTE, NC 28277-9858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 28, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Apr 30, 2019Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Prior SaleAug 12, 2009 · Amount on Record
Deed Document Number0033469995
Deed Book / Page33469 / 995
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3530 WINDBLUFF DR, CHARLOTTE, NC 28277-9858
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102767
DateJul 13, 2022
Book Page37495/694
Instrument2022102767
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCHARLOTTE, NC 28227
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3530 WINDBLUFF DR, CHARLOTTE, NC 28277-9858
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136522
DateAug 28, 2020
Book Page34981/639
Instrument2020136522
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCHARLOTTE, NC 28271
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3530 WINDBLUFF DR, CHARLOTTE, NC 28277-9858
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055169
DateApr 21, 2020
Book Page34488/923
Instrument2020055169
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 30, 2019
Property Address3530 WINDBLUFF DR, CHARLOTTE, NC 28277-9858
Document Number0000051254
Book / Page33469 / 995
Map ReferenceMB 15 PG 213
Instrument DateApr 30, 2019
Instrument2019051254
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5382 KING ARTHUR CIR, 5382, ROSEDALE, MD 21237-4017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 WINDBLUFF DR, CHARLOTTE, NC 28277-9858

Mortgage

Document Number0000051255
DateApr 30, 2019
Instrument2019051255
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Windbluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number