Mecklenburg County property record for 3430 Windbluff Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,076 sqft · built 1972 |
| Lot Size | 0.485 acres (21,167 sqft) |
| Owner | Individual Name on File |
| Last Sale | $715,000 (Jul 2022) |
| Tax Bill | $6,384 (2023) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-171-44 |
| Primary APN | 225-171-44 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,076 sqft Heated Area |
| Gross Area | 3,903 sqft |
| 1st Floor Area | 3,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,167 sqft (0.485 acres) |
| Garage Area | 575 sqft |
| Porch | Porch |
| Porch Area | 284 sqft |
| Patio Area | 584 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-171-44 |
|---|---|
| Street Address | 3430 WINDBLUFF DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-9805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15PUD |
| Legal Description | L44 M15-211 |
| Legal Subdivision | RAINTREE |
| Legal Lot Number | 44 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5815 |
Source: Mecklenburg County records · APN 225-171-44
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3430 WINDBLUFF DR, CHARLOTTE, NC 28277-9805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Deed Document Number | 0037502404 |
| Deed Book / Page | 37502 / 404 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 3430 WINDBLUFF DR, CHARLOTTE, NC 28277-9805 |
| Document Number | 0000104157 |
| Book / Page | 37502 / 404 |
| Map Reference | MB 15 PG 211 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022104157 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5657 RIVERFRONT RD, CLOVER, SC 29710-7032 |
| Name | Verified Name |
|---|---|
| Address | 3430 WINDBLUFF DR, CHARLOTTE, NC 28277-9805 |
| Document Number | 0000104158 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022104158 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3430 WINDBLUFF DR, CHARLOTTE, NC 28277-9805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000095226 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 33701/725 |
| Instrument | 2019095226 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 99 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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