Mecklenburg County property record for 3501 Windbluff Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,053 sqft · built 1976 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Company Name on File |
| Last Sale | $365,000 (Feb 2007) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-162-21 |
| Primary APN | 225-162-21 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,053 sqft Living Area |
| Gross Area | 3,651 sqft |
| 1st Floor Area | 1,468 sqft |
| Upper Floors Area | 1,585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 23,087 sqft (0.53 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3501 WINDBLUFF DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-9875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15PUD |
| Legal Description | L80 M15-211 |
| Legal Subdivision | RAINTREE SEC 01-A |
| Legal Block | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5815 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3501 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY |
| Feb 15, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2007 · Amount on Record |
| Deed Sale | Feb 12, 2007 · Amount on Record |
| Deed Document Number | 200728491 |
| Deed Book / Page | 21764 / 931 |
| Last Transfer Date | Feb 10, 2022 |
| Transfer Doc | 0000024160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 13, 2026 |
| Property Address | 3501 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Document Number | 0000074405 |
| Book / Page | 40567 / 96 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202674405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 3501 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Document Number | 0000074405, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 40567/96 |
| Instrument | 202674405 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 15, 2022 |
| Property Address | 3501 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
| Document Number | 0000024160 |
| Book / Page | 37063 / 383 |
| Map Reference | MB 15 PG 211 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022024160 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3501 WINDBLUFF DR, CHARLOTTE, NC 28277-9875 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 | $559,800 Land $187,500 Building $372,300 | $559,800 Land $187,500 Building $372,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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