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3525 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3525 Windbluff Dr, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,260 sqft · built 1978
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Aug 2024)
Tax Bill$8,422 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN225-181-01

Property Details

APN / Parcel Number

Primary APN225-181-01

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area4,260 sqft Living Area
Gross Area4,836 sqft
1st Floor Area2,053 sqft
Basement Area1,997 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area33,977 sqft (0.78 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area576 sqft
PorchEnclosed/Finished Porch
Porch Area943 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3525 WINDBLUFF DR
CityCHARLOTTE
StateNC
Zip28277-9875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15PUD
Legal DescriptionL83 M15-349
Legal SubdivisionRAINTREE SEC 01-E
Legal Block1
Legal Lot Number83
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2007
Census Tract5815

Owner

Source: Mecklenburg County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2024Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 20, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CF BANK
Jan 31, 2020Special Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 19, 2019Grant Deed, Transfer · Line of Credit
QUANTA FIN LLC
Mar 11, 2019Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2024 · Amount on Record
Deed SaleAug 12, 2024 · Amount on Record
Prior SaleJan 31, 2020 · Amount on Record
Deed Document Number202475655
Deed Book / Page39001 / 558
Prior Transfer DateJun 16, 2021
Prior Transfer Doc0000139995
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 12, 2024
Property Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Document Number0000075655
Book / Page39001 / 558
Map ReferenceMB 15 PG 349
Instrument DateAug 12, 2024
Instrument2024075655
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7121 KNIGHTSWOOD DR, CHARLOTTE, NC 28226-7642

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875

Mortgage

Document Number0000075656
DateAug 12, 2024
Instrument2024075656
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJul 20, 2021
Property Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Document Number0000139995
Book / Page36316 / 828
Map ReferenceMB 15 PG 349
Instrument DateJun 16, 2021
Instrument2021139995
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875

Mortgage

Document Number0000139996
DateJul 20, 2021
Instrument2021139996
Lender
NameCF BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 31, 2020
Property Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Document Number0000014771
Book / Page34250 / 078
Map ReferenceMB 15 PG 349
Instrument DateJan 29, 2020
Instrument2020014771
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1435 W MOREHEACI STREET #130130, 1435, CHARLOTTE, NC 28208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875

Mortgage

Document Number0000014772
DateJan 31, 2020
Instrument2020014772
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateSep 19, 2019
Property Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Document Number0000124340
Book / Page033862 / 000175
Instrument DateSep 17, 2019
Instrument124340
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1435 W MOREHEAD ST CHARLOTTE NC 282085208, CHARLOTTE, NC 28208-5208
InvestorPossibly a Property Investor

Mortgage

Document Number124341
DateSep 19, 2019
Book Page033862/000177
Instrument124341
Lender
NameQUANTA FIN LLC
Address4195 E THOUSAND OAKS BLVD # 201, WESTLAKE VILLAGE, CA 91362-3865
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 18, 2049
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 11, 2019
Property Address3525 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Document Number0000027063
Book / Page33342 / 283
Map ReferenceMB 15 PG 349
Instrument DateFeb 15, 2019
Instrument2019027063
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 E 42ND ST # ST460, 60, NEW YORK, NY 10165-0006

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 MONTMORENCI XING, FORT MILL, SC 29715-7836
InvestorPossibly a Property Investor

Mortgage

Document Number0000027064
DateMar 11, 2019
Instrument2019027064
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,422.00$1,075,600 Land $165,000 Building $910,600$1,075,600 Land $165,000 Building $910,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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