3517 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3517 Windbluff Dr, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,962 sqft · built 1976
Lot Size	0.779 acres (33,961 sqft)
Owner	Individual Name on Record
Tax Bill	$7,013 (2023)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225-162-23`

Property Details

APN / Parcel Number

Primary APN	`225-162-23`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,962 sqft Heated Area
Gross Area	4,622 sqft
1st Floor Area	3,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Wood
Lot Area	33,961 sqft (0.779 acres)
Garage Area	630 sqft

Exterior Amenities

Pool Area	560 sqft
Porch	Porch
Porch Area	30 sqft
Deck Area	1,641 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-162-23
Street Address	3517 WINDBLUFF DR
City	CHARLOTTE
State	NC
Zip	28277-9875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15PUD
Legal Description	L82 M15-213
Legal Subdivision	RAINTREE SEC 01-B
Legal Lot Number	82
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2007
Census Tract	5815

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3517 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018
Deed Sale	Jan 24, 2018
Prior Sale	Mar 23, 2016
Deed Document Number	0032421666
Deed Book / Page	32421 / 666
Record Updated	Jun 7, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 24, 2018
Property Address	3517 WINDBLUFF DR, CHARLOTTE, NC 28277-9875
Document Number	0000008509
Book / Page	32421 / 666
Map Reference	MB15 PG213
Instrument Date	Jan 19, 2018
Instrument	2018008509
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3517 WINDBLUFF DR, 3517, CHARLOTTE, NC 28277-9875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000008510
Date	Jan 24, 2018
Instrument	2018008510

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20