3420 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3420 Windbluff Dr, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,958 sqft · built 1973
Lot Size	0.504 acres (21,985 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (Jun 2021)
Tax Bill	$5,663 (2023)
Deeds & Mortgages	Jan 2025 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-171-45`

Property Details

APN / Parcel Number

Primary APN	`225-171-45`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,958 sqft Heated Area
Gross Area	3,884 sqft
1st Floor Area	2,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,985 sqft (0.504 acres)
Garage Area	550 sqft

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	21 sqft
Patio Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-171-45
Street Address	3420 WINDBLUFF DR
City	CHARLOTTE
State	NC
Zip	28277-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L45 M15-211
Legal Subdivision	RAINTREE SEC 01-A
Legal Lot Number	45
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	5815

Owner

Source: Mecklenburg County records · APN 225-171-45

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3420 WINDBLUFF DR, CHARLOTTE, NC 28277-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jun 28, 2000 · Amount on Record
Deed Document Number	0036223862
Deed Book / Page	36223 / 862
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3420 WINDBLUFF DR, CHARLOTTE, NC 28277-9805
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005277
Date	Jan 21, 2025
Book Page	39334/515
Instrument	2025005277

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3420 WINDBLUFF DR, CHARLOTTE, NC 28277-9805
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156278
Date	Nov 21, 2022
Book Page	37785/401
Instrument	2022156278

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 25, 2021
Property Address	3420 WINDBLUFF DR, CHARLOTTE, NC 28277-9805
Document Number	0000124142
Book / Page	36223 / 862
Map Reference	MB 15 PG 211
Instrument Date	Jun 25, 2021
Instrument	2021124142
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2322 WITTSTOCK DR, CHARLOTTE, NC 28210-7253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 WINDBLUFF DR, CHARLOTTE, NC 28277-9805

Mortgage

Document Number	0000124143
Date	Jun 25, 2021
Instrument	2021124143

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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