Merced County property record for 3474 Cascade Creek Ave, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,135 sqft · built 1996 |
| Lot Size | 0.23 acres (10,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2025) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-550-049-000 |
| Primary APN | 006-550-049-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,135 sqft Living Area |
| Gross Area | 2,751 sqft |
| 1st Floor Area | 2,135 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 10,002 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 83 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 006-550-049 |
|---|---|
| Street Address | 3474 CASCADE CREEK AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-0728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | OAKMONT VILLAGE UNIT NO.5 LOT 56 |
| Legal Subdivision | OAKMONT VILLAGE |
| Legal Lot Number | 56 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1101 |
Source: Merced County records · APN 006-550-049-000
Assessment roll updated July 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 S TRADITION ST, TRACY, CA 95391-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 31, 2025 | Grant Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Oct 28, 2022 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Deed Document Number | 202531382 |
| Prior Transfer Date | Oct 21, 2022 |
| Prior Transfer Doc | 0000036856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 31, 2025 |
| Property Address | 3474 CASCADE CREEK AVE, MERCED, CA 95340-0728 |
| Document Number | 0000031382 |
| Map Reference | MB 46 PG 37 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025031382 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 435 S TRADITION ST, MOUNTAIN HOUSE, CA 95391-1005 |
| Document Number | 0000031383 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025031383 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 28, 2022 |
| Property Address | 3474 CASCADE CREEK AVE, MERCED, CA 95340-0728 |
| Document Number | 0000036856 |
| Map Reference | MB 46 PG 37-39 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022036856 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3474 CASCADE CREEK AVE, MERCED, CA 95340-0728 |
| Document Number | 0000036857 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022036857 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.32% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,154.00 (+5.56%) Homeowner's exemption | $278,148 (+4.04%) Land $72,461 Building $205,687 |
| 2024 | $2,988.00 (+1.53%) | |
| 2023 | $2,943.00 (+1.59%) Homeowner's exemption | $267,349 Land $69,649 Building $197,700 |
| 2022 | $2,897.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470011014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 631 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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