3458 Cascade Creek Ave, Merced, CA 95340 Property Records

Merced County property record for 3458 Cascade Creek Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,174 sqft · built 1998
Lot Size	0.225 acres (9,808 sqft)
Owner	2 Company Names on File
Last Sale	$390,000 (May 2020)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-550-048-000`

Property Details

APN / Parcel Number

Primary APN	`006-550-048-000`
Alternative APN	`006-550-048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	2,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	9,808 sqft (0.225 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-550-048
Street Address	3458 CASCADE CREEK AVE
City	MERCED
State	CA
Zip	95340-0755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILLAGE UNIT NO.5 LOT 57
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	57
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4000
Census Tract	1101

Owner

3458 Cascade Creek Ave is owned by a company that bought it in May 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	3458 CASCADE CREEK AVE, MERCED, CA 95340-0755
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 14, 2020	Grant Deed, Transfer · Conventional Mortgage UNIVERSITY/CA HM LN PROGRAM CO
Aug 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Sep 10, 2010 · Amount on File
Deed Document Number	202015547
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0000024624
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 11, 2026
Property Address	3458 CASCADE CREEK AVE, MERCED, CA 95340-0755
Document Number	0000015869
Instrument Date	May 15, 2026
Instrument	202615869
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3458 CASCADE CREEK AVE, MERCED, CA 95340-0755

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 14, 2020
Property Address	3458 CASCADE CREEK AVE, MERCED, CA 95340-0755
Document Number	0000015547
Instrument Date	Apr 27, 2020
Instrument	15547
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3458 CASCADE CREEK AVE MERCED CA 953400755, MERCED, CA 95340-0755

Mortgage

Document Number	15548
Date	May 14, 2020
Instrument	15548

Lender

Name	UNIVERSITY/CA HM LN PROGRAM CO
Address	OAKLAND, CA 94607-5200

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 13, 2035

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Aug 13, 2019
Property Address	3458 CASCADE CREEK AVE, MERCED, CA 95340-0755
Document Number	0000024624
Map Reference	VOL 46 PG 37-39
Instrument Date	Aug 12, 2019
Instrument	2019024624
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3458 CASCADE CREEK AVE, MERCED, CA 95340-0755

Mortgage

Document Number	0000024625
Date	Aug 13, 2019
Instrument	2019024625

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3458 Cascade Creek Ave was $4,797.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,045 (+2%) Land $89,237 Building $345,808
2025	$4,797.00	$426,516 Land $87,488 Building $339,028
2023	$4,474.00 (+1.47%) Homeowner's exemption	$409,956 Land $84,092 Building $325,864
2022	$4,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3458 Cascade Creek Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3458 Cascade Creek Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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