3459 Cascade Creek Ave, Merced, CA 95340 Property Records

Merced County property record for 3459 Cascade Creek Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,251 sqft · built 1997
Lot Size	0.201 acres (8,738 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2017)
Tax Bill	$4,716 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`006-550-022-000`

Property Details

APN / Parcel Number

Primary APN	`006-550-022-000`
Alternative APN	`006-550-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	8,738 sqft (0.201 acres)
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-550-022
Street Address	3459 CASCADE CREEK AVE
City	MERCED
State	CA
Zip	95340-0728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILLAGE UNIT NO.5 LOT 39
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	39
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4003
Census Tract	1101

Owner

3459 Cascade Creek Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Dec 29, 2017	Grant Deed FIRST AMERICAN TITLE
Oct 31, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Dec 29, 2017	Quit Claim Deed FIRST AMERICAN TITLE
Oct 31, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 31, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Dec 29, 2017	Quit Claim Deed FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Dec 23, 1999 · Amount on File
Deed Document Number	201735733
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0000035734
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728

Mortgage

Document Number	0000026553
Date	Oct 3, 2025
Instrument	2025026553

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 24, 2020
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000020551
Map Reference	VOL 46 PG 37-39
Instrument Date	Jun 18, 2020
Instrument	2020020551
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728

Mortgage

Document Number	0000020552
Date	Jun 24, 2020
Instrument	2020020552

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000004446
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

Mortgage

Document Number	0000004446
Date	Feb 14, 2019
Instrument	4446

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

December 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 29, 2017
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000044670
Instrument Date	Oct 27, 2017
Instrument	44670
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$357.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2017
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000035733
Instrument Date	Oct 27, 2017
Instrument	35733
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

Mortgage

Document Number	35735
Date	Oct 31, 2017
Instrument	35735

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000044672
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	741 ROUND HILL DR MERCED CA 953488421, MERCED, CA 95348-8421

Mortgage

Document Number	0000044672
Date	Dec 29, 2017
Instrument	44672

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

December 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 29, 2017
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000044671
Instrument Date	Oct 26, 2017
Instrument	44671
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2017
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000035734
Instrument Date	Oct 26, 2017
Instrument	35734
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Oct 31, 2017
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000035732
Instrument Date	Oct 19, 2017
Instrument	35732
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

December 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 29, 2017
Property Address	3459 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000044669
Instrument Date	Oct 19, 2017
Instrument	44669
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 CASCADE CREEK AVE MERCED CA 953400728, MERCED, CA 95340-0728

Tax Assessment & Valuation

The 2025 property tax bill for 3459 Cascade Creek Ave was $4,716.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,423 (+2%) Land $52,224 Building $368,199
2025	$4,716.00	$412,180 Land $51,200 Building $360,980
2023	$4,401.00 (+1.43%)	$396,176 Land $49,213 Building $346,963
2022	$4,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3459 Cascade Creek Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3459 Cascade Creek Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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