3481 Cascade Creek Ave, Merced, CA 95340 Property Records

Merced County property record for 3481 Cascade Creek Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,135 sqft · built 1996
Lot Size	0.222 acres (9,657 sqft)
Owner	Company Name on Record
Last Sale	$515,000 (Jan 2023)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-550-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-550-001-000`
Alternative APN	`006-550-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	2,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	9,657 sqft (0.222 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	83 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-550-001
Street Address	3481 CASCADE CREEK AVE
City	MERCED
State	CA
Zip	95340-0728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILLAGE UNIT NO.5 LOT 11
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4003
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3481 CASCADE CREEK AVE, MERCED, CA 95340-0728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Intrafamily Transfer, Transfer
Jan 31, 2023	Grant Deed, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	20232157
Last Transfer Date	Apr 6, 2023
Transfer Doc	0000008109
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 13, 2023
Property Address	3481 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000008109
Map Reference	VOL 46 PG 37-39
Instrument Date	Jan 25, 2023
Instrument	2023008109
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3481 CASCADE CREEK AVE, MERCED, CA 95340-0728

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 31, 2023
Property Address	3481 CASCADE CREEK AVE, MERCED, CA 95340-0728
Document Number	0000002157
Map Reference	VOL 46 PG 37-39
Instrument Date	Jan 4, 2023
Instrument	2023002157
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 CASCADE CREEK AVE, MERCED, CA 95340-0728

Mortgage

Document Number	0000002158
Date	Jan 31, 2023
Instrument	2023002158

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,839 (+2%) Land $52,477 Building $317,362
2025	$4,089.00 (-25.07%) Homeowner's exemption	$362,589 (-27.7%) Land $51,449 Building $311,140
2023	$5,457.00 (+1.07%) Homeowner's exemption	$501,500 Land $105,000 Building $396,500
2022	$5,399.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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