Hernando County property record for 3447 Cobia Dr, Hernando Beach, FL 34607
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Apr 2022) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Aug 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R24-223-16-2370-0135-0190 |
| Primary APN | R24-223-16-2370-0135-0190 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | 00935714 |
|---|---|
| Street Address | 3447 COBIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3633 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 135 LOT 19 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 135 |
| Legal Lot Number | 19 |
| Legal Unit | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records · APN R24-223-16-2370-0135-0190
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 SETTLERS RD, SHREWSBURY, MA 01545-7720 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2022 | Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Aug 10, 2021 | Warranty Deed, Transfer SOUTHEAST TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2022 · Amount on Record |
| Deed Sale | Apr 06, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2021 · Amount on Record |
| Deed Document Number | 2022026156 |
| Deed Book / Page | 4151 / 1946 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 06, 2022 |
| Property Address | 3447 COBIA DR, HERNANDO BEACH, FL 34607-3633 |
| Document Number | 0041511946 |
| Book / Page | 4151 / 1946 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022026156 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22936 CLEAR ECHO DR UNIT 32, 32, BOCA RATON, FL 33433-6496 |
| Name | Verified Name |
|---|---|
| Address | 19 SETTLERS RD, SHREWSBURY, MA 01545-7720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 3447 COBIA DR, HERNANDO BEACH, FL 34607-3633 |
| Document Number | 0040390645 |
| Book / Page | 4039 / 645 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 2021060027 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $444.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 751 MUSTANG WAY, LAFAYETTE, IN 47905-3480 |
| Name | Verified Name |
|---|---|
| Address | 22936 CLEAR ECHO DR UNIT 32, 32, BOCA RATON, FL 33433-6496 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (-9.91%) | $61,800 (-4.19%) Land $61,800 | $61,800 (-4.19%) Land $61,800 |
| 2023 | $64,500 (+26.66%) | ||
| 2022 | $979.00 | $50,925 Land $50,925 | $64,500 Land $64,500 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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