Hernando County property record for 3471 Cobia Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,906 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,000 (2021) |
| Tax Bill | $6,054.00 (2025) |
| Primary APN | R24-223-16-2370-0135-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 1,906 sqft Living Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Pool Area | 256 sqft Pool |
| Patio Area | 576 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00935689 |
|---|---|
| Street Address | 3471 COBIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3633 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 135 LOT 16 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 135 |
| Legal Lot Number | 16 |
| Legal Unit | 13 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records · APN R24-223-16-2370-0135-0160
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3471 COBIA DR, HERNANDO BEACH, FL 34607-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BRANNEN BANK |
| Jan 07, 2021 | Warranty Deed, Transfer CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2012 · Amount on Record |
| Deed Doc Number | 2021001174 |
| Deed Book / Page | 3936 / 234 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3471 COBIA DR, HERNANDO BEACH, FL 34607-3633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Name | Verified Name |
|---|---|
| Address | 411 WALTHAM DR, MIDDLETOWN, DE 19709-2195 |
| Document Number | 0041931484 |
|---|---|
| Date | Jul 08, 2022 |
| Book Page | 4193/1484 |
| Instrument | 2022052318 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 07, 2021 |
| Property Address | 3471 COBIA DR, HERNANDO BEACH, FL 34607-3633 |
| Document Number | 0039360234 |
| Book / Page | 3936 / 234 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Jan 02, 2021 |
| Instrument | 2021001174 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 WALTHAM DR, MIDDLETOWN, DE 19709-2195 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,054.00 (+472.21%) Additional exemption filed | $463,562 (+594.55%) Land $71,250 Building $392,312 | $463,562 (+527.5%) Land $71,250 Building $392,312 |
| 2023 | $66,743 (+1%) | ||
| 2022 | $1,058.00 | $60,675 Land $60,675 | $73,875 Land $73,875 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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